Until this month, I had been amongst the millions of people in this country without health insurance.
Yesterday at a regular staff meeting, we had our “benefits specialist” from the broker handling my employer’s benefits come explain the health benefits to us (because the pamphlets are too vague and confusing…)
One thing that really got me is the “pre-existing” policy. I asked the question about acute infections, like urinary tract infections. Here’s the scoop: I had UTI in July. If I have another one within the next 6 months, the insurance carrier will check the records, see that I was treated in July, and term it as a “pre-existing” condition and not cover it.
My husband is wondering if they consider merely having a bladder a “pre-existing” condition?
